Moss Creek Owners Association (member-owned community)
Bluffton
Moss Creek
Gated golf-and-marina community
Just over the Hilton Head bridge — two Devils Elbow courses, a deep-water marina, and a member-owned Lowcountry feel.
- Setting
- Gated · marina
- Golf
- Two courses
- Water
- Deep-water marina
- Home styles
- Villas → custom
The character
Moss Creek is the community you pass the moment you cross onto — or off — Hilton Head: a gated, member-owned neighborhood on the Bluffton side of the bridge, close enough to the island to share its water and its marsh but set on the mainland with its own quieter rhythm. It's built around two golf courses — the Devils Elbow North and South — and a deep-water marina on the creek, wrapped in preserved woods, lagoons, and salt marsh that give it a nature-forward, residential character.
Ownership here comes with community membership, and daily life orbits the golf, the marina, and the club amenities — tennis, pools, and a full trail and nature program along the water. The feel is settled and low-key rather than resort-flashy, which is exactly the point for buyers who want island proximity and deep-water boating without island prices or island traffic.
Life here
- Two golf courses — the Devils Elbow North and South
- A deep-water marina on the creek — boating, fishing, and dockage
- Tennis, pools, and a fitness and social program
- Preserved woods, lagoons, and salt-marsh frontage with nature trails
- A location just over the bridge from Hilton Head Island
Best for
- Boating and golf households who want deep-water access just off the island
- Buyers who want a quiet, member-owned community over a resort
- Full-time and second-home owners drawn to island proximity at mainland value
Home styles
A range from lock-and-leave villas and patio homes to larger custom single-family homes — coastal and Lowcountry styles — set on golf, lagoon, marsh, and marina-view homesites.
The money layer
Fees & Assessments
What ownership here actually costs — every figure sourced, dated, and carrying its own confidence tag. This is real, maintained data, not a range we made up.
Last reviewed Aug 13, 2026
$8,775 / year
Verified Aug 2026 Source: Moss Creek Owners Association — confirmed by Marcus Taylor (JKG)Improved-property HOA dues. Unimproved (vacant lot) dues are $7,275/yr. Community membership is MANDATORY for every owner (see the one-time member certification fee under Transfer). Amenity access (unlimited golf, tennis, pickleball) is a separate, elective activity membership on top — see the amenity note.
One-time member certification fee at close — $45,000 (mandatory)
Paid by buyer Verified Aug 2026 Source: Moss Creek Owners Association — confirmed by Marcus Taylor (JKG)Membership at Moss Creek is mandatory: every buyer must pay the one-time $45,000 member certification fee to close. Not optional.
What the dues include
- Included: Gated security / patrol
- Included: Roads & common areas
- Not included: Amenity access
The HOA dues cover the gate, roads, and common areas. Community membership itself is mandatory (the one-time $45,000 member certification at close). Amenity access — unlimited golf, tennis, and pickleball across the two Devils Elbow courses — is NOT in the dues; it comes via a separate, elective activity membership on top (see the amenity note).
Assessments
-
None known as of Aug 13, 2026
Reported — confirming Source: Palmetto Key research
Fees change and vary by property. Confirm all figures at contract.
Certified turnkey homes in Moss Creek
Move-in-ready, with the report on file.
As homes in Moss Creek earn their Key, they appear here — pre-inspected, prepped, and fully disclosed. No firehose of every listing; only the certified ones.
No certified homes in Moss Creek are live yet.
Palmetto Key is signing its founding Lowcountry roster ahead of launch. If you're selling here, get the home certified and it's featured on this page the day it earns its Key.
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