Moss Creek Owners Association (member-owned community)
Moss Creek
Gated golf-and-marina community
Just over the Hilton Head bridge — two Devils Elbow courses, a deep-water marina, and a member-owned Lowcountry feel.
- Setting
- Gated · marina
- Golf
- Two courses
- Water
- Deep-water marina
- Home styles
- Villas → custom
The character
Moss Creek is the community you pass the moment you cross onto — or off — Hilton Head: a gated, member-owned neighborhood on the Bluffton side of the bridge, close enough to the island to share its water and its marsh but set on the mainland with its own quieter rhythm. It's built around two golf courses — the Devils Elbow North and South — and a deep-water marina on the creek, wrapped in preserved woods, lagoons, and salt marsh that give it a nature-forward, residential character.
Ownership here comes with community membership, and daily life orbits the golf, the marina, and the club amenities — tennis, pools, and a full trail and nature program along the water. The feel is settled and low-key rather than resort-flashy, which is exactly the point for buyers who want island proximity and deep-water boating without island prices or island traffic.
Life here
- Two golf courses — the Devils Elbow North and South
- A deep-water marina on the creek — boating, fishing, and dockage
- Tennis, pools, and a fitness and social program
- Preserved woods, lagoons, and salt-marsh frontage with nature trails
- A location just over the bridge from Hilton Head Island
Best for
- Boating and golf households who want deep-water access just off the island
- Buyers who want a quiet, member-owned community over a resort
- Full-time and second-home owners drawn to island proximity at mainland value
Home styles
A range from lock-and-leave villas and patio homes to larger custom single-family homes — coastal and Lowcountry styles — set on golf, lagoon, marsh, and marina-view homesites.
Fees & Assessments
What ownership here actually costs — every figure sourced, dated, and carrying its own confidence tag. This is real, maintained data, not a range we made up.
Last reviewed Jul 24, 2026
$8,775 / year
Reported — confirming Source: Simply Grand Properties — Bluffton HOA / POA Fees (2026 Updated) aggregator guide (not yet Association-confirmed)Homes figure per SGP's 2026 Bluffton guide; lots are $7,275/yr. An OPTIONAL activity fee of $1,700/yr also applies (kept out of the hard dues figure because it's elective — see the amenity note). Confirm what the base dues cover.
One-time membership fee at purchase — $45,000
Who pays varies Reported — confirming Source: Simply Grand Properties — Bluffton HOA / POA Fees (2026 Updated)Source lists the amount but not who pays; membership buy-ins are typically paid by the incoming buyer. Confirm the current schedule with Moss Creek.
- Included: Gated security / patrol
- Included: Roads & common areas
- Included: Amenity access
The base dues cover the gate, roads, and common areas, with community membership giving access to the two Devils Elbow courses, the deep-water marina, tennis, and pools. An optional $1,700/yr activity fee adds elective amenity access on top. Confirm the exact split of what the base dues include.
-
None known as of Jul 24, 2026
Reported — confirming Source: Palmetto Key research
Fees change and vary by property. Confirm all figures at contract.
Move-in-ready, with the report on file.
As homes in Moss Creek earn their Key, they appear here — pre-inspected, prepped, and fully disclosed. No firehose of every listing; only the certified ones.
No certified homes in Moss Creek are live yet.
Palmetto Key is signing its founding Lowcountry roster ahead of launch. If you're selling here, get the home certified and it's featured on this page the day it earns its Key.
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